Can I get car finance in Auckland with a low deposit?

Yes. Amego Cars works with multiple NZ lenders offering low and no-deposit finance options for used cars, subject to credit approval.

How quickly can I get pre-approved for a used car loan?

Most pre-approvals are returned within one business day. Apply online or visit our Ōtāhuhu showroom on Great South Road.

Do you accept trade-ins toward a used car purchase?

Yes. We accept trade-ins of any make or model and the trade-in value can be applied directly to your deposit.

What loan terms are available?

Loan terms typically range from 12 to 60 months. Use the calculator on this page to estimate weekly or monthly repayments.

Flexible Solutions

Precision Powered Financing.

Tailored financial packages designed to put you behind the wheel of excellence without the friction of traditional lending.

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Personal Contract Purchase (PCP)

Lower monthly payments with the flexibility to buy, return, or part-exchange your vehicle at the end of the term. Ideal for those who enjoy the latest models every few years.

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Hire Purchase (HP)

Simple and straightforward. Spread the cost of your car over a fixed term and own it outright once the final payment is made.

0% DEPOSIT OPTIONS AVAILABLE

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Business Lease

Tax-efficient solutions for your corporate fleet.

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Guaranteed Value

Protection against future market fluctuations.

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Flexi-Terms

Repayment plans from 12 to 60 months.

Estimate Your Payment

Adjust the sliders to find a plan that fits your budget.

Vehicle Price $45,000

Deposit Amount $5,000

Term (Months)

Estimated APR

Estimated Monthly Payment

$849

Total repayable: $55,752. Subject to status and credit check.

Apply For Credit Now

Transparency at Every Turn

Compare our most popular finance products to find your perfect match.

Features	PCP	Hire Purchase
Ownership	Optional at end of term	Automatic at end of term
Monthly Payments	Typically Lower	Standard
Mileage Limits	Yes	No
Deposit Requirement	From 0%	From 0%

Ready to Drive? Get Pre-Approved in Seconds.

Our online application is fast, secure, and won't affect your credit score for the initial quote.

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